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Travel Insurance - Patriot Trip Policy |
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Written by Ray Sondeo
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Saturday, 29 August 2009 21:54 |
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Patriot Trip - Travel insurance caters to the unforeseen circumstances due to which your trip could get canceled in the middle. This trip cancellation insurance reimburses the costs incurred for travel like reservations, personal baggage loss, emergency reunion, travel delays, repatriation of mortal remains in case of accidental death and emergency evacuation in addition to medical expenses incurred due to certain unavoidable exigencies including dental emergencies.
by RaySondeo
Patriot Trip - Travel insurance caters to the unforeseen circumstances due to which your trip could get canceled in the middle. This trip cancellation insurance reimburses the costs incurred for travel like reservations, personal baggage loss, emergency reunion, travel delays, repatriation of mortal remains in case of accidental death and emergency evacuation in addition to medical expenses incurred due to certain unavoidable exigencies including dental emergencies.
This travel health insurance is ideally suited to cover a vacation wherein you may be able to recover un-utilized payments and deposits that are normally not refundable in the case of cancellation or interruption of the trip during the planned period.
To be eligible for this travel health insurance policy which includes trip cancellation coverage benefits, the minimum cost incurred by the traveler for the trip should be $500, the destination should be at least 120 miles away from the point of start and the duration of travel should not exceed 30 consecutive days.
The insured can avail trip cancellation coverage benefits from the midnight of the receipt of completed application form. The other coverage benefits of such a travel medical insurance policy are valid from the date of departure.
The Patriot Trip - Travel insurance would end upon the date of return of the insured from the trip, or the planned return date in case of no interruption or cancellation, or end of coverage period as indicated in the policy or cancellation of the planned trip that is covered (whichever is earliest).
Travel insurance policies typically do provide a period of time within which a full refund is possible. If you cancel the Patriot Trip - Travel insurance plan and return the certification within 10 days of receiving the policy, you would be eligible for a full refund provided you have not departed before these 10 days or filed any claims under the insurance plan.
The premium rates of this travel insurance plan may vary and is calculated based on certain factors like cost of the trip in addition to the age of the individual applying for the insurance and the travelers accompanying this insured.
Medical insurance for travelers usually has a clause regarding coverage for pre-existing conditions. The clause which excludes pre-existing medical conditions from Patriot Trip - Travel insurance coverage is waived in case you are less than 70 years of age and you purchase the trip cancellation insurance within just 2 weeks (14 days) of paying the initial deposit to your travel agent for the trip and also all the insured individuals are medically fit to travel on the date of purchase of the coverage.
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